The 5 Biggest Factors That Affect Your Credit

Credit companies rely on these factors to determine whether to lend to you and at what rate.

Credit Card Usage Plummets

The drop was driven by the economy and legislation. Credit card - Visa - Debit card - Payment - Javelin Strategy Research

NCSECU: Credit union helps customers avoid overdraft fees

North Carolina State Employees' Credit Union (NCSECU) offers a program that helps customers avoid overdraft fees. Can such innovations lure customers away from big banks?

Set goals high, debt low to improve credit score

A recent report shows the proportion of Americans who have FICO credit scores below 600 - a level that makes it nearly impossible to get loans - has risen to 25.5 percent, up from 24.1 percent two years ago. The likely cause: rising unemployment and bad... Credit score - FICO - Business - Financial Services - United States

Foil 6 common consumer credit complaints

Consumers are increasingly steamed about credit practices and abuses.

Newsweek: Shoppers opt for debit over credit

Credit spending is on the decline as "cautious consumers" prefer to pay now as opposed to pay later, according to a new study released Wednesday. Last year, for the first time ever, the total payment volume for Visa debit cards surpassed that of credit cards. Credit card - Visa - Debit card - Credit - Payment

More Americans Pick Debit Over Credit

Credit spending is on the decline as "cautious consumers" prefer to pay now as opposed to pay later, according to a new study released Wednesday.

Early View: Dow Jones Credit Suisse Hedge Fund Index Posts Estimated Positive Performance of 0.22% in August

Early estimates indicate the Dow Jones Credit Suisse Hedge Fund Index will post positive performance of 0.22% in August .

Clark Howard Warns Of New Credit Card Trick

Consumer Adviser Clark Howard has a warning about a boom in a special kind of credit card offer. The offer is for a professional, or business credit card. Banks have cranked up the offers for these types of cards. There’s been a 256 percent increase in the first quarter of this year alone.

Going mobile? Link payments to credit cards for best protection

When it comes to mobile commerce, all payment methods are not created equal. Transactions linked to prepaid cards offer the least protection against unauthorized use and billing disputes